Business line of credit in Lewisville, Texas

A city that grew around infrastructure

Lewisville began as Holford's Prairie in the early 1840s. The first railroad arrived in 1881, the city incorporated in 1925, and after Lewisville Lake was finished in the 1950s it began to expand rapidly. Today it is one of the Mid-Cities of the Dallas-Fort Worth Metroplex, in Denton County with portions reaching into Dallas County, and the 2020 census counted 111,822 residents.

A town shaped by roads, rail and a reservoir tends to support the businesses that build and supply things: equipment and supply companies, haulers, trades, and the restaurants, hotels and shops that serve working crews. They share a rhythm that matters for this page.

Spend first, get paid later

1. A hauler fuels trucks and pays drivers before a delivery invoice goes out.
2. A supply house buys stock on its supplier's terms, then waits for contractor customers to pay.
3. An equipment dealer or rental yard carries repair costs when a unit goes down.
4. A restaurant or hotel staffs for a crew that may or may not show up on schedule.

In each case the money goes out on a fixed day and returns on a variable one. That is why a draw-as-needed line can fit better than a single lump sum sized to the largest gap.

What a line means in plain terms

In general, a line of credit lets a business draw money as needed rather than take everything at once. Amounts, repayment and any other terms are set in the offer you receive, so read it closely. This page is not a promise of terms.

We consider funding from $25,000 to $5,000,000. Funding can arrive in as little as 24 hours, the application takes about five minutes with a soft credit pull, and sole proprietors can apply.

Pick the page that matches your headache

A quick self-check for builders and suppliers

Total your last six months of supplier payments and your last six months of customer receipts, month by month. Where the first column runs ahead of the second for several months in a row, you are financing your customers. That is often fine for a while, but it should be a choice rather than an accident. Compare what a typical gap costs you to carry with what the same gap would look like on a smaller or larger draw, and size your request to the typical case.

Local industry and area pages

Local notes are on the restaurant, construction and healthcare pages. Neighbors such as Flower Mound, Little Elm, The Colony, Highland Village, Corinth and Denton fall under the Lewisville business funding hub, Denton County and the Metroplex. Ready to go? Apply here.