Lumber, subs and crew come due long before the owner's draw does. Lewisville contractors can apply for $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →Lewisville began as Holford's Prairie in the early 1840s, got its first railroad in 1881 and incorporated in 1925. Once Lewisville Lake was completed in the 1950s, the city began to expand rapidly, and it is now one of the Mid-Cities of the Dallas-Fort Worth metroplex, with 111,822 residents at the 2020 census. Denton County, where it sits, had 906,422. A city that has grown in layers like that has every kind of job a contractor wants: older buildings to repair and renovate, newer ones to maintain, and pads that need work before anything opens.
Nearby Flower Mound, Little Elm, The Colony, Corinth, Highland Village, Trophy Club, Roanoke and Denton are all within reach for a crew based in Lewisville, so the same truck often covers several jurisdictions in a week.
Permit fees, a material deposit, the first week or two of labor, and often a sub's mobilization. On a mid-sized job that is a real sum, spent before the first milestone is approved.
Because draws are proportional to progress, but your costs are front-loaded. A bigger job spends more up front and waits longer for the first release.
A sub often waits for the general to get paid first. If the general is slow, you carry the delay on your own payroll.
Two statutes matter, though this is not legal advice. Texas Property Code section 28.004 provides that overdue amounts accrue interest from the day after the due date at one and a half percent per month. Section 53.052 covers the lien affidavit, which is filed with the county clerk; for a non-residential original contractor, the deadline is the 15th day of the fourth month after the month in which the work was completed.
These rules protect your right to be paid, but they work on a timeline of months. Payroll is weekly. If you have to wait, working capital covers the difference without forcing you to ask the crew to wait too. Review your own contracts with an attorney.
| Quarterly item | Rule |
|---|---|
| Unemployment wage reports and taxes | Due by the last day of the month after the quarter ends, per the Texas Workforce Commission |
| Workers' compensation | Private Texas employers can generally choose whether to carry it, so many decide based on risk and contracts |
Both land on the same calendar as your draws. A crew's payroll cost is more than the paycheck, so plan for it along with material bills.
For tools, a truck or a lift, see equipment financing in Lewisville. For the gap between work and payment, see working capital, or consider a line of credit for repeat use. The Lewisville hub collects everything for the city.
The application takes about five minutes with a soft credit pull. Sole proprietors and one-truck crews can apply. Funding can arrive in as little as 24 hours after approval. Apply here.
Yes. Sole proprietors and small crews can apply. Request an amount that matches the specific gap, between $25,000 and $5,000,000.
No. Lien and prompt-payment rules are separate legal tools; talk to an attorney about your contracts.
Payroll, materials, subs, a truck or equipment, and bridging while a draw is processed.
Your business can be anywhere in Texas; this page just reflects work around Lewisville and the Mid-Cities.
No. The application uses a soft pull.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
