A term loan is built for one defined purchase, like a truck, a machine or a build-out. Lewisville owners can apply in five minutes, with funding in as little as 24 hours.
Apply Now →Lewisville sits in Denton County, with portions of the city extending into Dallas County, and the 2020 census counted 111,822 residents. The city grew up around a railroad that arrived in 1881 and then expanded quickly once Lewisville Lake was finished in the 1950s. Today a lot of the commercial activity here is the kind that depends on moving things: trailers, vans, pallets of supplies and crews.
That matters for how you borrow. A payroll gap or a slow invoice is a timing problem, and it shows up again next month. A new trailer, a second work truck or a shop build-out is a different animal: one large cost now, a benefit that lasts for years. A term loan is the product shaped for that second kind of need.
| Purchase | Who tends to need it | Why one lump sum fits |
|---|---|---|
| Flatbed, dump trailer or work truck | Hauling, supply and field-service outfits, including those that serve oilfield service and supply customers | The vehicle earns revenue the day it is on the road, and the cost is paid once |
| Kitchen or dining-room build-out | Restaurants and shops that serve the Mid-Cities crowd | Construction, permits and equipment all come due before the first sale |
| Second treatment room or exam equipment | Clinics and small practices | A fixed project with a clear start and finish |
If you are not sure the project belongs under this product, compare it with equipment financing in Lewisville or working capital.
Say a Lewisville hauling company wants to add a second trailer so it can take on a regular supply route. Round numbers: the trailer costs $60,000 and the new route would bring in work the company currently turns down. These figures are an illustration of the thinking, not our terms or a typical outcome.
The owner's real question is whether the added revenue from the route covers the added payment, with room left over for a slow month. If the answer is yes on paper, the purchase is a growth decision. If the answer only works in a perfect month, the project should be smaller or wait. Writing that math down before you apply is the single most useful hour you can spend.
We fund $25,000 to $5,000,000, and the application takes about five minutes with a soft credit pull. Sole proprietors can apply, and funding can arrive in as little as 24 hours.
Lewisville's neighbors include Denton, Flower Mound, Little Elm, The Colony, Corinth, Highland Village, Trophy Club and Roanoke. Owners in those towns often share suppliers, customers and jobsites with Lewisville businesses, and they can apply the same way. If speed is your main concern, see fast funding in Lewisville or the Dallas-Fort Worth metroplex page.
Usually not. A payroll or invoice gap repeats, so working capital or a line of credit tends to fit better. A term loan fits a single, defined purchase.
Yes. Sole proprietors can apply, and the application takes about five minutes with a soft credit pull.
We fund $25,000 to $5,000,000. If your purchase is smaller than that, a different product may be a better fit.
It helps a lot. Asking for an amount that matches a real quote keeps you from over-borrowing or coming up short.
That depends on the funder and the details of the deal. Describe the purchase in your application and it will be reviewed with the rest of your file.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score