Shops that weld, haul and repair in Wichita Falls own heavy equipment. Term funding fits the big purchases behind it.
Apply Now →Wichita Falls is the county seat of Wichita County and the principal city of the Wichita Falls metropolitan statistical area, which covers Archer, Clay and Wichita counties. The 2020 census counted 102,316 residents, making it the 43rd most populous city in Texas. Midwestern State University is based here and enrolls more than 5,500 students.
Businesses in a city this size serve the surrounding counties too, and many of them are hands-on trades with expensive tools.
In metal fabrication, welding and oilfield service, the machines and vehicles are what earn money. If a plasma cutter is down, a job slips. If the truck cannot haul the load, the customer finds someone else. Owners in these trades often face a choice between patching what they have and buying what they need.
More on these trades is on our pages for metal fabrication and welding and oilfield services.
| Item | Patch it | Replace it |
|---|---|---|
| Up-front cost | Low each time | High once |
| Downtime | Recurring, unpredictable | Brief, scheduled |
| Job size you can quote | Limited by the old machine | May expand |
| Check to run | A year of repair bills plus lost jobs | The payment, set against what the machine earns |
No figures here are our terms. The comparison works only if you do the arithmetic honestly for your own shop.
Not every Wichita Falls business is a heavy-equipment shop. Restaurants buy ovens, hoods and refrigeration, and a build-out for one is a defined project just like a truck. See restaurants in Wichita Falls. For recurring cash needs, the working capital page is the better start.
A shop owner who walks in with a plain list does better than one who walks in with a feeling. Bring the quote for the machine or truck, a rough count of the jobs you turned away or delayed last year because of equipment limits, and a note on what the purchase changes. If you can describe, in a sentence, the job you could not take and now can, the case for the purchase is already made.
We fund $25,000 to $5,000,000. The application takes about five minutes with a soft credit pull, sole proprietors can apply, and funding can arrive in as little as 24 hours. See also equipment financing, a business line of credit, a merchant cash advance and fast funding. Burkburnett and Iowa Park owners can apply too.
Total a year of repair bills and lost jobs, then compare with the payment on replacement and what the new machine lets you quote.
Sole proprietors can apply.
$25,000 to $5,000,000.
The application uses a soft credit pull.
You can apply. Describe your work and the purchase in your application.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
