Wichita Falls is the principal city of a three-county metro area on the Red River side of North Texas. Welders, oilfield suppliers and restaurants all buy equipment here, for different reasons.
Apply Now →Wichita Falls is the county seat of Wichita County and had 102,316 residents in the 2020 census, which Wikipedia says made it the 43rd-most populous city in Texas. It is the principal city of a metropolitan area covering Archer, Clay and Wichita counties, and it is home to Midwestern State University, which enrolls more than 5,500 students. Burkburnett and Iowa Park are close neighbors.
Welding and fabrication shops buy machines that set the limit on what jobs they can accept: a larger press brake, a plasma table, a better welder. A shop that cannot bid on bigger work because its tools cannot handle it is a clear case for a request. The estimate: what bigger jobs would pay compared with current work, and how soon the first one could be won. See metal fabrication funding.
Suppliers and service firms tied to oil work can see big swings from month to month. Texas is a major producing state, and the Permian Basin is described by Wikipedia as the highest-producing U.S. oil field. A North Texas supplier is usually a small piece of that larger chain. A purchase for such a business should be sized to the slow months, not only the busy ones. See oilfield services funding.
Restaurants near a university see a different calendar than restaurants elsewhere: busier during term, quieter in between. Equipment is easier to justify when it serves the busy weeks and easy to pause when it does not. See restaurant funding.
A machine bought at the start of a slow quarter has to carry its payment before the work arrives. A machine bought just before a big contract or a busy term pays for itself sooner. If you have a choice, line up the purchase with the first dollar it will earn, and tell the funder that date. A shop owner who says that the first order is signed and the machine must be running by the second week of the month gives a clearer picture than one who simply asks for an amount.
Requests run from $25,000 to $5,000,000. Funding can arrive in as little as 24 hours after the application is complete. The application takes about five minutes, uses a soft credit pull, and sole proprietors can apply. Apply here.
You may also want working capital, a line of credit, term loans, a merchant cash advance or same-day funding. If credit is a concern, see this page. The Wichita Falls overview lists more.
No. This page covers fabrication, oilfield suppliers, restaurants and every other kind of small business.
Safer to size it to an average or slow month, so the payment fits even when sales dip.
Describe the full installed cost and break out each part.
Yes.
Soft.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
