Eagle Pass sits on the Rio Grande across from Piedras Negras, and its businesses live on the timing between a job, an invoice and a payday. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Eagle Pass is the county seat of Maverick County and, at 28,130 people in the 2020 census, the largest community in it. The city borders Piedras Negras, Coahuila, across the Rio Grande, so a good share of local commerce is shaped by a border crossing: supply houses, hauling outfits, shops and restaurants that serve both sides of the river.
On the working side of town, many owners deal with oilfield service, equipment and supply work, hauling, and the hotels, restaurants and stores that feed and house field crews. Those businesses have something in common: the cost shows up first and the cash shows up later.
A supply or service company here pays its people every week, fuels and repairs its trucks as it goes, and then waits on a customer to pay the invoice. When a crew finishes a job on the first of the month and the invoice is paid on a 45-day cycle, the company has carried that payroll and fuel for six weeks or more.
For illustration only, and not a statement of our terms: a hauling company with $9,000 in weekly payroll and fuel that bills $50,000 on a slow-paying account has to float roughly $54,000 of costs before the customer cheque clears. Working capital is meant to cover that float, so the next job is not turned down for lack of cash on hand.
| Business | The recurring squeeze | What working capital covers |
|---|---|---|
| Equipment and parts supplier | Stocking inventory before a customer order is paid | Inventory purchases and supplier terms |
| Hauling and delivery | Fuel, tires and repairs ahead of billing | Truck repairs, fuel, driver payroll |
| Oilfield service contractor | Crew payroll while receivables age | Payroll, tools, equipment repair |
| Restaurant or motel | Slow weeks between busy crew rotations | Payroll, food costs, repairs |
Energy-related firms are best served by a payroll, equipment and receivables framing; the point is bridging the gap, not betting on the next price swing.
Sole proprietors can apply, which matters in a town where plenty of owner-operators run trucks and shops under their own name. If your credit history is bumpy, read bad credit business funding in Eagle Pass, and for the wider picture see the South Texas Border region and Maverick County pages. Start your application when you are ready.
Funding is based on your business, not on which side of the river your customers sit. What matters is the cash flow in your account and how you plan to use the money, such as payroll, inventory or truck repairs.
Sole proprietors can apply. Owner-operators should be ready to show how invoices and payments move through their bank account.
Treat it as a bridge between paying your people and parts today and being paid by the customer later. Match the amount to a specific gap, like a month of payroll or a stock order, rather than to a hoped-for upswing.
The application uses a soft credit pull, so it does not add a hard inquiry.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
