Eagle Pass sits on the river that marks the border, and its businesses live with long supply lines and customers on both sides of the line.
Apply Now →Maverick County was created in 1856 and organized in 1871. It is named for Samuel Maverick, a cattleman and state legislator. Eagle Pass is the county seat, the Eagle Pass micropolitan statistical area covers the whole county, and the county lies east of the Mexican border. The 2020 census counted 57,887 residents. We place it in our Laredo and South Texas Border grouping, an editorial grouping rather than an official state region.
A retailer or distributor in a border community often orders in larger lots, because freight is long and restocking in a hurry is expensive. A parts counter, grocery, clothing store or hardware shop may hold more stock than the current month of sales justifies, and pay for it before it moves. That is a timing gap of its own, separate from payroll.
Maverick County also has repair shops, tire shops, small contractors and local delivery operators. We do not promise funding for long-haul trucking, and we are not describing it here. What is true for any local service firm is the same: a van, trailer or compressor that is down is a day of income lost, and the replacement bill often arrives before the next payment from a customer.
Say an Eagle Pass tire and auto shop wants to carry a deeper inventory and add a second lift. It needs $40,000 for stock and equipment and expects to collect from fleet accounts 30 to 45 days after each job. Those are round numbers to show timing, not our terms or a typical result. The shop pays for the lift and stock now, and the added jobs pay later. Whether it makes sense depends on the owner's margins and how many customers are turned away today.
Border retail tends to run in bursts. Paydays, school-supply weeks and holidays bring crowds; the weeks between them can be quiet. A store has to staff and stock for the bursts and still cover rent through the lulls. Owners who track their weakest month from the past year usually find that it, not the average, decides how much cushion they need.
That is also the number to bring to a funding decision. If the weakest month covers fixed costs with room to spare, the business may only need working capital for a specific purchase. If it does not, the request should be sized to the shortfall, not to a round figure.
We fund $25,000 to $5,000,000, and funding can arrive in as little as 24 hours. The application takes about five minutes and uses a soft credit pull. We look at about three months of business bank statements, no tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Start the application.
Yes. Eagle Pass is the county seat of Maverick County, and the whole county forms the Eagle Pass micropolitan area.
Yes. Your business bank statements show deposits as they arrive, and those are what we review.
No. The application, documents and steps are the same wherever your business operates in Texas.
Sole proprietors can apply. No tax returns are required.
Many owners use working capital for inventory, equipment or payroll. The best use is the one with a clear path to more sales than it costs.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
