Zapata County is a small border county with a big stake in the Laredo-area economy next door. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Zapata County had 13,889 residents at the 2020 census. Its county seat is also named Zapata, and the county lies east of the Mexico–United States border. It is named for Colonel José Antonio de Zapata, a rancher in the area who rebelled against Mexico. In our regional grouping it sits with the Laredo and South Texas border counties, alongside Webb, Maverick, Val Verde and others.
A county of fewer than 14,000 people runs on a small, local base of customers. The businesses here tend to be owner-run, and the owner usually handles the books, the staff and the supplier calls alike.
Funding through Texas Biz Funding starts at $25,000 and goes up to $5,000,000. That is a real bridge or purchase, not a microloan, and it suits a business with enough revenue to support it. Sole proprietors can apply.
No. Sole proprietors can apply.
Most commonly: payroll across a slow-paying invoice, equipment or vehicle purchase or repair, inventory ahead of a busy period, and adding space or capacity. State your purpose on the application.
The application stage uses a soft credit pull, which is not a hard inquiry.
Many border-area businesses sell to or supply others in a larger trade economy nearby. The nearby Laredo area is the largest inland port on the Mexican border, with an economy driven by trade, according to the public sources we reviewed, and a small county next to it often supplies services and labor that support that activity. We make no claim about which businesses in Zapata County do so.
The general cash-flow mechanic is simple: when your customers are businesses, you wait for their payment while your own costs keep running. For illustration only, a small contractor with $18,000 of labor and fuel costs on a job billed at $30,000 on net-forty-five terms carries those costs for six weeks. These numbers are round examples, not our terms.
Think of working capital in two shapes. One is the timing bridge: you have invoices out or a season coming, and you need cash for a few weeks or months until money arrives. The other is a purchase: a vehicle, a machine, a build-out. The first is repaid by something already earned; the second by what the purchase makes possible. Know which you are asking for, and say so in your application.
It helps to bring a clear picture of your own business account, including the weak weeks, because that is what a funder reads to understand how your cash moves.
You can apply online in about five minutes. Funding can arrive in as little as 24 hours. Sole proprietors can apply.
The city of Zapata.
Yes. It lies east of the Mexico–United States border, according to the public information we reviewed.
Yes. Sole proprietors can apply.
$25,000.
It is online, takes about five minutes and uses a soft credit pull.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
