Fort Worth's oilfield service, equipment and supply firms front the costs, then wait for the check. Working capital covers the wait: $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →Fort Worth began in 1849 as an army outpost on a bluff over the Trinity River, and it is now the county seat of Tarrant County with a 2020 census population of 918,915. It is the second-largest city in the Dallas-Fort Worth metroplex. The business base here includes oilfield service, equipment and supply companies, haulers, and the restaurants, hotels and shops that serve field crews. All of them share one habit: they pay for the work before they are paid for it.
| Business | What goes out first | What arrives later |
|---|---|---|
| Oilfield service company | Crew wages, fuel, consumables | Payment after the job is closed out and invoiced |
| Equipment and supply firm | Inventory and parts purchases | Customer payments on net terms |
| Hauler | Driver pay, fuel, maintenance | Freight invoices settled after delivery |
| Restaurant or hotel near crew traffic | Staff, food, supplies | Revenue that swings with the crews' work schedules |
Notice that none of these businesses is struggling in the table. They are growing, they are busy, and they are cash-short at the same time, which is the classic working-capital problem.
For a machinery or vehicle purchase, read equipment financing in Fort Worth. For the oilfield side specifically, see oilfield services funding, and for shops that cut and weld metal, metal fabrication and welding funding. A business line of credit suits businesses that need to draw repeatedly rather than once.
Many customers in this part of the economy pay on net terms, which means the clock starts when you invoice, not when the work is done. A job closed on the 28th and invoiced on the 3rd can be paid a month or more later. During that stretch your crew has been paid several times over. If you take on a second job while the first is unpaid, the gap deepens, because the new job's costs stack on top of the old receivable. Owners who grow fast often find this out the hard way: the better the month, the tighter the cash.
Working capital does not shorten the customer's payment time. What it does is let you keep taking work without holding your own payroll hostage to someone else's accounts-payable schedule.
The application takes about five minutes with a soft credit pull. Funding runs from $25,000 to $5,000,000 and can be in your account in as little as 24 hours. Sole proprietors can apply. Apply here, or review Tarrant County options and how fast funding works first.
They pay crews, fuel and parts as work happens but are typically paid after the job is invoiced and approved, so cash trails activity.
They can apply the same way. Their swings follow the work schedules of the crews they serve.
Your gap is the cost you must carry until invoices are paid. The amount you can request is a range, $25,000 to $5,000,000. Use the gap to choose a number inside it.
Yes, sole proprietors can apply.
A five-minute application with a soft credit pull. Funding can arrive in as little as 24 hours.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
