Uvalde County sits where South Texas meets the Hill Country, with ranches, river canyons and a bee industry that won a prize at the 1900 Paris World's Fair.
Apply Now →Uvalde County was created in 1850 and organized in 1856. It is named for Juan de Ugalde, the Spanish governor of Coahuila, and the county forms the Uvalde micropolitan area. The 2020 census counted 24,564 residents across about 1,557 square miles. The county was founded by Reading Wood Black, who also founded the city of Uvalde, which is the county seat. Fort Inge was established in 1849, and the Leona and Sabinal rivers shaped early settlement. Artifacts show human habitation dating back to about 7000 BC.
The county is grouped with San Antonio and the Hill Country in our regional guide. The area also has a notable agricultural story: the local bee industry produced honey that took first place at the 1900 Paris World's Fair.
The kinds of businesses that fit this place are a mix. Ranch-supply stores and feed dealers serve working ranches. Small producers may sell honey and other farm goods. Shops and lodging in the canyon country around Sabinal and Utopia cater to visitors who come when the weather is good and stay home when it is not.
A small agricultural producer pays for equipment, supplies and labor throughout the year but sells most of its product in a short window. The cash gap between spending and selling can be long.
Weekends, holidays and good weather bring customers. Weekdays and storms do not. Rent and staff continue anyway.
Customers often buy on account and pay when they sell livestock or hay. The store carries the inventory and the receivable.
| Model | Question to ask yourself |
|---|---|
| Seasonal producer | How many months of costs come before sales? |
| Visitor-driven shop | What is the lowest-sales week, and can you cover it? |
| Supply store with accounts | How much is owed to you, and how old is it? |
Uvalde County covers a lot of ground, and its small communities are some distance apart. Delivery trips, service calls and supply runs take time and fuel. Owners who track the actual cost of a trip, not just the price of the goods, often discover that distance is one of their larger expenses.
| Period | Typical pressure |
|---|---|
| Winter | Feed, repair and insurance costs with slower sales |
| Spring | Seed, supplies and stock bought ahead of demand |
| Summer | Visitor and harvest peaks, plus higher fuel and cooling costs |
| Fall | Collecting receivables and planning for the next cycle |
The table is a general pattern and will not fit every business. Writing your own version, with real months and amounts, is a useful exercise before any application.
You can request $25,000 to $5,000,000. The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply, and funding can arrive in as little as 24 hours. Start here.
Yes. Seasonal businesses can describe their calendar on the application.
Yes, including those that carry customer accounts.
The census designation that includes all of Uvalde County.
Yes.
Yes.
In as little as 24 hours once approved.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
