Trophy Club is a Denton County town on State Highway 114, west of DFW Airport. If you run a service, supply or hauling business from here, you can apply in five minutes.
Apply Now →Trophy Club sits mostly in Denton County, with a very small part in Tarrant County, along State Highway 114 west of DFW Airport and south of the western edge of Grapevine Lake. It was established in the 1970s as one of the early planned communities in Texas, built around a Ben Hogan golf course, and the 2020 census counted 13,688 residents. Lewisville, Flower Mound, Roanoke and Highland Village are close by, so a business based here usually sells across several of those towns.
A planned residential town has a particular business profile. Many owners live here and run their company from a small office, a yard or a truck. That is the profile this page is written for.
The businesses we see around a place like this fall into a few groups: oilfield service and equipment companies, supply and parts dealers, haulers, and the restaurants, hotels and shops that feed and house field crews. They have different customers but share one problem, which is that money goes out on a fixed schedule and comes in on someone else's schedule.
For illustration only, say a four-person service company bills a customer $40,000 for a job. The customer pays in 45 days. In that time the company pays its crew and its supplier, and it may also need to book the next job. The table shows the shape of the gap. These are made-up figures to show timing, not our terms or a typical result.
| Week | Money out | Money in |
|---|---|---|
| 1 | Crew payroll, materials | None |
| 2 to 5 | Payroll, fuel, insurance | None |
| 6 to 7 | Payroll again | The $40,000 invoice clears |
Working capital is meant for exactly this kind of lag: the work is real and the invoice is good, but the cash is late.
Before you request anything, put three numbers on one page: the total of open invoices, the date and size of your next two payrolls, and the cost of the one piece of equipment that worries you most. If the invoices comfortably cover payroll within a week or two, you may only need a short bridge. If they do not, the gap is structural and the request should be larger and more carefully explained. Owners in Corinth, Roanoke and Little Elm run into the same arithmetic, because the cost side of an oilfield-service or hauling business looks much the same from town to town.
Equipment is the second pressure. A compressor, a trailer or a skid steer that stops working costs you twice, once in the repair and again in lost billable days. Owners in field and hauling trades often keep a short list of what they would buy or fix first. Writing that list down before you apply is useful, because it lets you request an amount tied to one purchase rather than a round number.
We consider $25,000 to $5,000,000. The application takes about five minutes, uses a soft credit pull and is open to sole proprietors, and funding can arrive in as little as 24 hours. For the wider picture, read about Denton County or the Dallas-Fort Worth Metroplex, or go straight to the application.
It is located primarily in Denton County, with a very small fraction extending into Tarrant County, according to its Wikipedia profile.
Yes. Sole proprietors can apply, and a home office does not stop you.
Add up payroll, materials and fixed bills for the weeks between the job and the payment, then request an amount that covers that window and nothing extra.
No. It uses a soft credit pull.
That is fine. Tell us what the equipment is and what it earns when it runs.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
