Crews get paid every week; operators pay invoices on their own schedule. Funding from $25,000 to $5,000,000 covers payroll and equipment while that gap closes.
Apply Now →Contractors who work lease roads, tank batteries, flowlines and pipeline right-of-way earn their money in the field but collect it in the office. A crew works a job, the field ticket is approved, the invoice goes through the operator's accounts payable process, and payment arrives after whatever net terms the contract specifies. During that entire stretch the contractor is paying hourly wages, fuel, insurance and equipment costs out of pocket.
The Permian Basin in West Texas is described as the highest-producing oil field in the United States, and the Eagle Ford Shale formation covers a large part of south and central Texas. Contractors in both areas work for companies that are larger, have formal payment processes and do not move faster because a small crew needs payroll on Friday.
| Cost | Paid | Why it strains cash |
|---|---|---|
| Crew payroll | Weekly or every two weeks | Wages are due even if the operator's invoice is still in review |
| Equipment: backhoes, trenchers, trailers, pickups | Purchase, lease or repair as needed | A down machine idles an entire crew |
| Fuel and consumables | Daily | Spent before the job is billed |
| Insurance and safety compliance | Monthly or annual | Required before the next job starts |
Site and pipeline work is equipment-intensive. When a trencher or a skid-steer breaks, the crew stands around being paid to do nothing. Owners face the same decision again and again: repair the old machine, replace it, or rent one for the job. Each choice involves a cash outlay that arrives before the revenue it protects.
Working capital cannot make the operator pay faster, but it can let the owner repair or replace equipment on the day it matters instead of waiting two or three weeks for a receivable to land.
For illustration only, not our terms or a typical outcome. A small pipeline-support contractor with a crew of eight wins a new job that needs four more hands and a rented machine for six weeks. Extra wages, fuel and rental all start in week one. The operator's first payment may not arrive until after the work is well underway. The contractor can either turn the job down or find a way to carry roughly a month of added costs. A working-capital advance sized to that carrying cost makes the second option possible.
Texas Biz Funding provides $25,000 to $5,000,000, with a five-minute application and a soft credit pull. Funding can arrive in as little as 24 hours. Sole proprietors can apply, including owner-operators with a truck and a small crew.
Yes. Contractors serving operators and pipeline companies apply like any other business. The business as a whole is what counts.
Covering payroll while a receivable is outstanding is one of the most common uses of working capital in contracting.
Equipment repairs and replacements are valid operating uses. Pick an amount your new revenue can comfortably repay.
Sole proprietors can apply. Small contractors with a truck and a few hands are common in this field.
In as little as 24 hours after approval, with a five-minute application.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
