Maintenance crews are paid weekly. Property managers pay monthly, after the paperwork clears. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →A property maintenance or building services company often works for apartment communities, office buildings, retail centers and homeowner associations. The contracts can be recurring, which is good for planning, but the customers are usually property managers who pay through accounts-payable systems on their own timetables.
The crew, meanwhile, shows up every day. They are paid every week.
| Item | Paid | Customer pays |
|---|---|---|
| Technician and janitorial wages | Weekly | Monthly invoice, often net 30 or longer |
| Parts and supplies | As purchased | With the invoice, if billable |
| Vehicles and fuel | Daily | Built into the contract price |
| Insurance | Annually or monthly | Built into the contract price |
The most common growth moment is a new property or a portfolio of properties. Hiring starts before the contract does, uniforms and tools are bought, a supervisor is added and the first invoice goes out after the first month of work. Payment arrives after that. A company that wins a large contract may carry two or three months of costs before the first full payment.
For illustration only, using round numbers that are not our terms: a new $20,000-a-month contract might require $15,000 in monthly payroll and supplies, which is paid for two months before the first check arrives.
Property managers expect a quick response. The company that answers pays overtime wages and buys materials immediately, then bills when the work is finished.
A cash reserve means the company can say yes to a call at midnight instead of weighing whether it can afford the overtime.
| Contract | Staffing need | Cash exposure before first payment |
|---|---|---|
| Single small building | One part-time technician | Small, manageable from operating cash |
| Several buildings in one portfolio | Crew and supervisor | Weeks of payroll and supplies |
| Large campus or complex | Full team, vehicles, equipment | Months of costs before full billing cycle |
The jump from the first row to the third is where most owners feel the strain. Owners who size the first-payment gap in advance, in weeks of payroll rather than in dollars, can tell very quickly whether a new contract is within reach or needs outside working capital to carry it safely.
Funding from $25,000 to $5,000,000 is available. The application takes about five minutes and starts with a soft credit pull. Sole proprietors can apply, including owner-operators with a small crew.
Yes. Payroll ahead of payment is the most common use.
Yes. Hiring and equipment ahead of a contract are permitted uses.
Sole proprietors can apply.
Payroll is a permitted use.
As little as 24 hours for approved applications.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
