Tubs, tables, dryers and kennel runs all cost money before the first dog walks in. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →A grooming salon sells appointments. The shop needs tubs, tables, dryers, clippers, blades and a bit of floor space. Its revenue is the number of dogs a groomer can finish in a day, which makes staff and equipment the two main levers.
A boarding facility sells overnight stays and daytime care. It needs kennels or suites, outdoor yards, flooring, cleaning systems, fencing, and staff at all hours. Its revenue grows with occupancy, and holiday weeks fill up while other weeks stay quiet.
Pet businesses need purpose-built space: floors that drain, walls that clean easily, ventilation that handles odor, and enough plumbing for grooming tubs. Boarding adds sound control, secure fencing and safe play areas. Much of this work happens before the business can open, and a lease may require a deposit as well.
| Item | Why it matters |
|---|---|
| Hydraulic or electric tables | Safer for the groomer and the pet; affects how many dogs a day |
| High-velocity dryers | Cuts drying time and increases daily capacity |
| Tubs and plumbing | Required before anything else works |
| Clippers and blades | Wear out and need regular replacement |
| Mobile van conversion | For groomers who go to the customer |
Boarding fills around school breaks, holiday weekends and summer travel. A facility has to staff and prepare for those weeks at full strength, then carry the same rent and utilities through the quieter ones. Grooming tends to be steadier, with spikes before holidays and events.
For illustration only, using round numbers that are not our terms: a boarding facility that adds ten kennel runs for $20,000 will not see the revenue until the weeks they are booked, which could be a few busy periods in the year.
A good groomer or kennel attendant is the reason pet owners come back. Salon and kennel owners pay wages while new hires learn the shop's methods, the animals' temperaments and the safe handling of larger dogs. In boarding, someone has to be on site overnight in many facilities, which keeps payroll high in weeks when occupancy is low.
Pet businesses carry liability coverage, buy cleaning and sanitizing supplies in bulk, and replace kennel flooring, fencing and bedding on a regular schedule. None of these costs makes headlines, but together they take a steady share of revenue. A cash cushion helps an owner handle a sudden vet-related expense or a repair without pausing bookings.
Working capital from $25,000 to $5,000,000 can help with build-out, equipment, a van or a seasonal gap. The application takes about five minutes with a soft credit pull. Sole proprietors can apply, so a solo groomer renting a station can start the same way a multi-location kennel does.
Yes. Sole proprietors can apply, including mobile groomers.
Yes. Expansion and build-out are permitted uses of working capital.
Smaller needs can still be part of working capital.
About five minutes.
As little as 24 hours for approved applications.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
