Crews are paid every week. Operators pay when their accounting process gets around to it. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →| Day | What the owner pays or fronts |
|---|---|
| Monday | Crew starts a job; truck fuel and per diem go out; consumables are bought for the site |
| Wednesday | An equipment problem needs a repair part or a rental |
| Friday | Weekly payroll for the whole crew |
| Following weeks | The job ticket goes to the operator for approval; the invoice enters their payment queue |
By the time the operator pays, the owner has run several more payrolls on other work.
The Permian Basin in West Texas is the highest-producing oil field in the country, and the Eagle Ford formation runs across much of Texas. Service companies that support wells in those areas keep crews and equipment busy across large distances, so every job has travel, lodging and fuel costs layered on top of normal payroll.
Skilled field hands are hard to replace. A company that lays them off between jobs may lose them to a competitor. Keeping them paid is a cash decision made every week.
Pumps, trailers, tools and trucks work hard and break often. A single failure on a job can halt a crew, and the repair has to be paid for before the operator's next check arrives.
Operators approve job tickets, process invoices through accounts payable and pay on their own calendars. A service company that has delivered the work is still waiting on someone else's process.
The right use of funding in this business is narrow and practical: payroll while invoices are pending, repairs that keep a crew working, and equipment that adds capacity for contracted work. It is not a substitute for a sound customer base, and it does not change when an operator pays. It simply lets the company keep operating during the wait.
For illustration only, using round numbers that are not our terms: a company with a six-person crew pays several weeks of payroll, fuel and repairs on a job before the invoice clears. Covering that gap lets the crew move to the next job on schedule.
A short list helps any owner move quickly. Know which jobs are invoiced and unpaid, what the next two payrolls will cost, and which repair or equipment purchase is most urgent. Owners who can name the gap in plain terms usually decide more clearly how much they need and what it is for. Keep job tickets and invoices tidy as well, since a clean paper trail speeds up the customer's own approval process and shortens the wait.
Funding runs from $25,000 to $5,000,000 through a five-minute application with a soft credit pull. Sole proprietors can apply, including owner-operators who run one crew. If approved, funding can arrive in as little as 24 hours.
Yes. Payroll during receivable gaps is a typical use.
Working capital can cover repairs, parts and rentals.
No. Sole proprietors can apply.
Yes. Fuel and travel are normal operating costs.
It starts with a soft pull.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
