Crew lodging fills when work is steady and empties when it is not, while payroll, laundry and upkeep stay constant. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Crew lodging, RV parks and extended-stay properties in Texas often serve people who are in town because of a job: field and service crews, project teams, inspectors and contractors. The Permian Basin in West Texas is the highest-producing oil field in the United States, and the Eagle Ford Shale runs across much of the state's southern half. Properties near those areas depend on a customer base whose own work can speed up or slow down.
That is a different risk from a tourist hotel. Your guests are usually working accounts, not leisure travelers, and the people who pay you are often an employer or a staffing company rather than the guest in the room.
We keep this practical. Three kinds of cost drive most working-capital needs for a lodging operator serving crews.
| Period | What happens | What working capital can cover |
|---|---|---|
| Ramp-up | A new project begins and rooms or sites are in demand before extra staff and linens are in place | Hiring housekeeping ahead of the rush, buying linens and appliances |
| Steady stretch | Occupancy is solid but the customer pays on terms | Payroll and supplies while invoices clear |
| Slowdown | A project winds down and rooms sit empty for a time | Fixed payroll and upkeep until the next block of work arrives |
For illustration only: an operator invoices a contractor $30,000 for a month of rooms and receives it on forty-five days' terms. Housekeeping wages, utilities and laundry supplies for that same month are due long before payment. Working capital covers that gap without delaying anything the guests see.
We describe cash-flow situations, not the oil and gas industry itself. If your property serves crews and you need working capital for payroll, equipment replacement or to carry customer invoices, that is what the application is for. If you are upgrading an existing property or adding units, state the amount and the plan on the application.
Sole proprietors can apply. The application takes about five minutes and uses a soft credit pull.
Yes, carrying a customer's unpaid invoice is a standard use. You can apply for $25,000 to $5,000,000, and funding can arrive in as little as 24 hours.
No. The application is statewide. Those areas are examples of where demand for crew lodging follows industrial activity.
Equipment replacement is a normal use of working capital. You describe the plan on the application.
Fixed payroll and upkeep continue during a slowdown, and working capital can bridge that stretch. Describe the swings you expect so the application reflects your actual operation.
Yes. Sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
