South Houston sits between Houston and Pasadena, where field-service, hauling and supply companies live on payroll, equipment and invoice timing. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →South Houston is a city in Harris County within the Houston-Pasadena-The Woodlands metropolitan area, with 16,153 residents at the 2020 census. It is bordered by the cities of Houston and Pasadena and lies southeast of Houston. Harris County had 4,731,145 residents, with Houston as the seat. Baytown, La Porte, Deer Park, Katy, Bellaire and Humble are among the places nearby.
| Line | When it is paid | When you get paid |
|---|---|---|
| Technician and driver wages | Weekly or biweekly | After the job, often 30 to 60 days |
| Fuel and maintenance | At the pump and the shop | When the invoice clears |
| Parts and supplies | On account, due in 30 days or less | Depends on the customer |
| Insurance and truck notes | Monthly | Not tied to any one job |
The bottom row never changes. The top three depend on how many jobs are open at once.
Equipment dealers, haulers, repair and fabrication shops, and the restaurants and shops near them all work on the schedule of field crews. When crews are busy, orders for parts and meals go up; when they slow, so do receipts. That kind of volatility is why owners think carefully about cash, not because anything is wrong.
A reserve for payroll lets you keep a trained crew through a slow stretch. Rehiring is costlier than carrying.
A truck, trailer or compressor that is down loses revenue daily. Replacing it quickly often beats repairing it slowly.
A single large customer paying late can freeze a small company's cash. A funding amount sized to the typical delay turns a late payment into an inconvenience.
This is bookkeeping, not a forecast, and it makes the conversation with any funder more concrete.
An imaginary South Houston hotshot-hauling company has $34,000 in invoices out on net-60 terms and a trailer failure that costs $9,500 to replace. Wages are due Friday. The business is working, but the next check is weeks away. These round numbers are an example, not terms or a typical outcome.
Applying takes five minutes with a soft credit pull. We consider $25,000 to $5,000,000, and sole proprietors can apply. Funding can arrive in as little as 24 hours. See Harris County and Greater Houston, or apply now.
Houston and Pasadena.
Yes. The restaurants, shops and trades around field-service firms can apply.
Sole proprietors can apply.
4,731,145 residents at the 2020 census.
About five minutes.
That depends on timing. Many owners apply when they can see a shortfall coming, so funding is in place before payroll or a repair is due.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
