Odessa is a West Texas city where oilfield work, hauling and supply houses drive the local economy. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Odessa is the county seat of Ector County in West Texas, with portions extending into Midland County. It had 114,428 residents at the 2020 census, the 34th-most populous city in Texas, and is the principal city of the Odessa metropolitan area, which includes all of Ector County. The Midland-Odessa combined statistical area had 359,001 residents. The city is famous for being the setting of the book and movie Friday Night Lights. It is in the Permian Basin, which Wikipedia calls the highest-producing oil field in the United States.
Nearby is West Odessa.
| Business | What it fronts | Detail page |
|---|---|---|
| Oilfield service company | Crews, trucks, fuel, insurance | Oilfield services |
| Equipment and supply house | Inventory bought before sold | Equipment suppliers |
| Oilfield hauler | Diesel, tires, repairs, drivers | Trucking and hauling |
| Restaurant or shop | Staff and stock for field-crew traffic | Restaurants |
| Builder | Materials and crew | Construction |
We describe the cash-flow reality of each. We do not promise funding for any trucking business.
An idle truck or rig does not just stop earning; it keeps costing. A driver on the payroll, an insurance premium, a lease payment and a customer who may find another hauler all run while the truck sits. For illustration only, if a $14,000 repair puts a truck out for ten days and that truck would have earned $1,800 a day, the repair costs more than its invoice. That is the argument for speed, and for applying the day a breakdown is known, not the day the bill is due.
Take an equipment and supply business. It buys pumps, fittings, pipe, tools and parts in bulk to get a better price or to have stock when a crew calls. That inventory sits on the shelf until a customer needs it. When a large order comes in, the supplier may need to buy more than it normally holds and wait for payment after delivery. For illustration only, a supplier that stocks $80,000 of parts for a rush of orders is carrying that stock at its own cost until the invoices clear. None of these figures are our terms or a typical outcome. They show why even a healthy supply house can be short on cash at the exact moment it has the most business.
Businesses that cater to field crews, such as diners, motels, uniform shops and convenience stores, follow the crews' calendar. Busy when work is heavy, quiet when it is not, with the same rent. See restaurants in Odessa for how that rhythm tends to run.
The application takes about five minutes with a soft credit pull. Funding can arrive in as little as 24 hours, in amounts from $25,000 to $5,000,000. Same-day delivery is not promised.
Compare working capital, equipment financing, lines of credit, term loans and merchant cash advances. Area pages: Ector County and the Permian Basin hub.
Funding can arrive in as little as 24 hours after you apply. Same-day delivery is not promised, and we do not promise funding for any specific trucking business. Apply as soon as a breakdown or slow payment is known.
Many Odessa and Midland businesses serve both cities as one working area. You apply with your own business details wherever your customers happen to be.
Repair costs are a common reason for working capital. Apply as soon as you have a quote; funding can arrive in as little as 24 hours, which is not the same as same-day.
No, a soft pull is used.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
