Irving includes Las Colinas and part of DFW International Airport, so its businesses are used to deadlines. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Irving is a city in Dallas County and part of the Mid-Cities region of the Dallas-Fort Worth metroplex, an inner-city suburb of Dallas. It had 256,684 residents at the 2020 census, making it the twelfth-most populous city in Texas, and includes the Las Colinas mixed-use master-planned community and part of Dallas Fort Worth International Airport.
With an airport and a planned business district in town, a lot of Irving businesses live off other companies: caterers, cleaners, printers, repair shops, small contractors and service firms. Their customers pay on corporate timelines.
Steady customers do not mean steady cash. A caterer who serves offices pays for food and staff on the day of an event and invoices afterward. A cleaning company pays workers weekly and bills monthly. For illustration only, if a service company bills $60,000 a month and clients pay in about 45 days, there are roughly six weeks of work outstanding at any given time. Hiring one more person to take on a new contract adds to the gap before it adds to revenue.
That is the kind of timing problem short-term capital is for.
| Problem | What to count | What not to count |
|---|---|---|
| Slow-paying corporate client | Payroll and supplies until the invoice clears | Next quarter's expected growth |
| New contract needs a hire | The new person's pay until first receipts | Open-ended overhead |
| Vehicle or machine fails | The repair or replacement quote | Unrelated wish-list items |
The right request is the middle column. Anything in the right column is a different decision, and mixing the two tends to produce an amount you do not need or cannot comfortably repay out of the cash the business makes.
Do not plan on same-day. Plan on tomorrow and be pleasantly surprised only if it comes earlier.
Product pages for Irving: working capital, equipment financing, lines of credit, term loans and merchant cash advances. For the wider picture, Dallas County and the Metroplex.
A practical tip: if you serve corporate customers, check their payment terms before you take on a big contract. Net-45 and net-60 terms mean you should plan the funding before you plan the hiring.
It can arrive in as little as 24 hours after you apply. Same-day delivery is not promised, so apply early in the week and early in the day when a deadline is close.
Any Irving business can apply. The airport and the Las Colinas community shape the local economy but do not change how the application works.
Long payment terms are a common reason for short-term working capital. Say on the application how long clients usually take, so the request reflects your actual cash cycle.
No, a soft pull.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
