Fast Business Funding in the Golden Triangle and Southeast Texas

A week of delay, priced out

This is invented arithmetic for a hypothetical business, not a statement about any real one. Suppose a shop with eight employees loses a major machine. Revenue is $12,000 a week, and about $9,000 of it depends on that machine. The business keeps paying its crew, its rent and its insurance. Each week it waits for money costs it close to $9,000 in sales it will not get back. If waiting is four weeks, the cost of delay is several times the cost of a faster path. The calculation does not tell you which choice is right. It tells you what you are choosing between.

What we can say about speed

We fund $25,000 to $5,000,000, and funding can arrive in as little as 24 hours. The application takes about five minutes and starts with a soft credit pull. We do not promise same-day funding.

The region and the weather

The Beaumont-Port Arthur area, known as the Golden Triangle, is a three-county metropolitan region in Southeast Texas, between the Houston area to the west and the Lake Charles area in Louisiana to the east. The name comes from the Spindletop oil strike near Beaumont in 1901 and the triangle between Beaumont, Port Arthur and Orange.

It is also Gulf Coast country. The Atlantic hurricane season runs June 1 to November 30, and a closure in the wrong week can cost far more than one in the right one. Whatever your insurance covers, payroll and supplier bills still arrive on time.

Coverage

Hardin, Jasper, Jefferson, Newton, Orange, Polk and Tyler counties are in this editorial grouping, which is not an official state region. Any Texas business can apply.

A second piece of arithmetic

The cost of delay is only half the picture. The other half is the cost of the faster option, which is why the offer matters so much. If a faster path costs more than a slower one, the question becomes whether the extra cost is less than the sales you would lose by waiting. In the invented example, a week of delay costs about $9,000 in sales. If waiting two weeks saves a few hundred dollars but loses $18,000, the faster option can still come out ahead. In a different business, with a smaller daily loss, it might not.

We do not state the cost of our funding on this page. It is in the offer, and the comparison is yours to make with the real numbers.

Who this fits

• Shops and service businesses with a machine or vehicle that drives most of their revenue.
• Businesses with a fixed date, such as payroll, a supplier cut-off or a lease, that arrives before a customer's payment.
• Businesses recovering from a closure who need cash while an insurance claim is being worked out.

It fits less well if the need is open-ended or the amount is flexible, because in those cases there is time to compare your options.

Decide, then apply

1. Price a week of delay for your own business.
2. Compare it with what faster funding would cost once you read the offer.
3. Choose an amount based on the actual need.
4. Apply on the apply page. It takes about five minutes.