Term starts on a date, whether or not your cash is ready. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →The Brazos Valley is centered on Brazos County, the cities of College Station and Bryan, and Texas A&M University. Businesses around a university work to a calendar they do not set.
| Date | What it demands | Cash consequence |
|---|---|---|
| Start of term | Stock, staff and signage in place | Spending comes before the sales |
| Mid-term rush | Fast restocks and overtime | Cash goes out weekly |
| End of term | Closing out inventory, covering the quiet | Sales drop while rent and salaries continue |
A late start is not recoverable. A shop that is not stocked when students arrive loses that week.
We fund $25,000 to $5,000,000, and funding can arrive in as little as 24 hours. The application takes about five minutes and uses a soft credit pull. We do not promise same-day funding, so give yourself a margin before a hard date.
Our grouping covers Brazos, Leon and Washington counties. The wider region, defined by its council of governments, spans seven counties, and the rest appear in neighboring regional groupings on this site. Any Texas business can apply.
For a business serving a university community, the first days of a term are not like other days. Traffic is concentrated, people are buying everything at once, and word travels quickly about who was stocked and who was not. A shop that opens a week late, or runs out of its main product by the third day, does not get that week back later in the semester. That is the real case for speed in a calendar-driven market: the revenue is time-boxed.
The same applies at the other end of the year. A business that hits a quiet summer without a plan for rent and salaries has little room to wait on a slow process.
For illustration only: a small print and copy shop near campus learns that a large order of course materials and event signage is coming, but needs a new large-format printer to do the work in time. The machine and supplies cost about $35,000 and the orders are due before the term starts. The order is real and so is the deadline. A delay of a few weeks would not just push the revenue back. It would lose it.
Compare that with a business that wants to redo its storefront for the fall without a firm date. That owner has time, and should use it to compare options.
Outside the university orbit, the Brazos Valley holds contractors, retailers and rural businesses on their own calendars. For them, speed matters in different ways: a late customer payment, a failed vehicle or a seasonal restock. The same question applies to all of them. What does a day cost, and what does the money have to do?
The apply page takes about five minutes. Sole proprietors can apply.
We say funding can arrive in as little as 24 hours. We do not promise a same-day timeline.
No. Any Texas business can apply.
$25,000 to $5,000,000.
About five minutes.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
