Austin is the state capital, a fast-growing metro and a city of food trucks, bars and software shops. Different businesses feel urgency differently.
Apply Now →Austin is the capital of Texas and the county seat and most populous city of Travis County, with portions extending into Hays and Williamson counties. The 2020 census counted 961,855 residents, the fifth most populous city in Texas, and the metro area has an estimated 2.55 million. The city was incorporated on December 27, 1839 and has been one of the fastest-growing large cities in the United States since 2010.
Tourism, wineries, hospitality and small-town retail around the area swing with the visitor calendar.
A commissary bill, a generator repair or a permit fee arrives on a slow week. The need is small and the deadline is firm. See Austin food truck funding.
Inventory and staffing are paid ahead of the weekend; a quiet one hurts. See Austin bar and nightlife funding.
Contractors are paid on a schedule while clients pay invoices on terms. See Austin IT services funding.
We do not promise same-day timing. Funding can arrive in as little as 24 hours, and the application takes about five minutes. Because deadlines differ, ask for the amount that covers the fixed bills, not a round number.
| Business | Typical fixed bill |
|---|---|
| Food truck | Commissary, fuel, repair |
| Bar | Payroll and inventory |
| IT firm | Contractor and payroll dates |
For a single bridge, see merchant cash advance. For repeating gaps, a line of credit. For a truck or oven, equipment financing. For longer projects, term loans, and for general cash, working capital.
Say an Austin food truck owner has a $9,000 generator and commissary bill due this week, with $4,000 of expected sales. The numbers are round and invented, not our terms or a typical result. The shortfall is small and the date is firm. Our minimum request is $25,000, so a request this small may belong elsewhere, and an owner in that position should compare options honestly rather than borrow more than the need requires.
Hospitality and tourism around Austin and the Hill Country swing with the visitor calendar, and bars and food trucks feel the swing first. Mark your slowest weeks in advance. Funding chosen in a calm week tends to be better matched to the need than funding chosen on the day a bill is due.
We fund $25,000 to $5,000,000, and sole proprietors can apply. Pflugerville, Lakeway, Manor and Bee Cave owners use the same form. Start your application, or see the Travis County overview.
We do not promise same-day timing. Funding can arrive in as little as 24 hours.
Yes. Sole proprietors can apply.
Apply and tell us about the business. A newer business can still apply.
Compare equipment financing.
No. Compare the written offer.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
