Portland sits on the north shore of Corpus Christi Bay, across from Corpus Christi. Apply in about five minutes; funding can arrive in as little as 24 hours.
Apply Now →Portland is a city mostly in San Patricio County, with some portions in Nueces County. It lies along the north shore of Corpus Christi Bay and Nueces Bay, across the water from Corpus Christi. Developer John G. Willacy established it in 1890 as a port and agricultural community, seeing opportunity in its high bluff and its bays, and it was incorporated in 1949. The 2020 census counted 20,383 residents in the city and 68,755 in San Patricio County, whose seat is Sinton. Ingleside is a neighbor.
The early settlement progressed slowly until transportation routes and growing industries, mainly in Corpus Christi, stimulated Portland's growth. Being across the water from a larger city means a Portland contractor, supplier or restaurant may draw customers from both sides of the bay, and it also means owners here compete with firms from the bigger market.
| Marine contractor | Local restaurant | |
|---|---|---|
| Big cost | Equipment and crew wages | Food, staff, a kitchen that works |
| Payment | After the job, on terms | Daily, as customers pay |
| Storm effect | Work stops; invoices pending | Doors close; no sales |
| Natural working-capital use | Bridge unpaid invoices | Reserve for closures and repairs |
The Atlantic hurricane season runs from June 1 to November 30. A prepared owner knows in advance what a week of closure costs: rent, insurance, key wages and any loan payments. Putting that number on paper makes every other decision easier.
For illustration only, not our terms or typical results: if a shop's fixed costs are $9,000 a week and a closure lasts two weeks, the shop needs $18,000 to avoid choosing which bills to skip.
The best time to work out a closure budget is a quiet Tuesday. List every cost that continues when the doors are shut, estimate the weeks, and compare against your cash. Then list the repairs you have been deferring and their likely cost. The two lists together describe the size of the cushion the business should hold, and where working capital might fit into the plan.
Funding ranges from $25,000 to $5,000,000, the application takes about five minutes, and funding can arrive in as little as 24 hours. Sole proprietors can apply. See San Patricio County and the Coastal Bend, or apply now.
Mostly San Patricio County, with some portions in Nueces County.
Land developer John G. Willacy established it in 1890 as a port and agricultural community.
1949.
Yes. Where your customers are does not limit where you apply from.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
