In a town of 12,916, a service company is one of a few shops a field crew can rely on. That makes cash flow personal, and a late invoice immediate.
Apply Now →Pecos is the largest city and county seat of Reeves County, on the west bank of the Pecos River at the eastern edge of the Chihuahuan Desert, in West Texas just south of the New Mexico border. Wikipedia calls it a regional commercial center for ranching, oil and gas production and agriculture. Its population was 12,916 at the 2020 census.
A company based here can serve nearby field locations without a long drive in from a big city, but supplies, parts and specialized repairs may take more effort to source. Cash flow follows that geography: costs arrive on time, and customers pay on their own schedule.
Crew wages go out weekly or biweekly. The invoice for that work may pay later. This is the largest recurring gap, and the one working capital is meant for.
A failed pump, trailer or truck has to be repaired or replaced now, not after the next payment. Financing a specific asset is usually cleaner than using general cash.
Parts and consumables are bought before the job. In a smaller town, buying in bigger batches for fewer trips can make sense but ties up cash until used.
We do not forecast oil prices or activity levels. Funding addresses timing: the weeks between doing the work and being paid. If demand is soft, extra cash does not create jobs. Think of it as a bridge sized to a gap you can see in your own invoices.
| Step | Example, for illustration only |
|---|---|
| Weekly crew and fuel cost | $15,000 |
| Weeks until operator pays | Five |
| Carry for one job | About $75,000 |
| Add cushion for one late invoice | One extra week |
These are round figures to show the arithmetic and are not our terms or typical outcomes. Use your own invoices and your own payment history.
Funding runs from $25,000 to $5,000,000, funded in as little as 24 hours once the file is complete. The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply, which suits owner-operators and small crews. Compare the amount received, total repayment and when repayment begins against when the invoices should clear.
See the Pecos funding overview, the hauling page, or the Reeves County page.
Parts and specialized repairs can be harder to source locally, while wages and fuel are due on time and customers pay later.
No. It bridges timing between work and payment. It does not replace revenue.
Weekly crew and fuel cost times the weeks until payment, plus a cushion for one late invoice.
Yes. Sole proprietors can apply, and the application takes about five minutes with a soft credit pull.
Often yes. A specific asset is usually better compared through equipment financing than through general working capital.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
