Ochiltree County is far north in the Panhandle. Perryton is its center, and local businesses are used to long drives and a seasonal calendar.
Apply Now →Ochiltree County is in the Panhandle of Texas. It was created in 1876 and organized in 1889, and it is named for William Beck Ochiltree, an attorney general of the Republic of Texas. Perryton is the county seat, and the 2020 census counted 10,015 residents. The county was previously one of the 30 entirely dry counties in Texas. We list it in the Panhandle and South Plains grouping.
A county of about ten thousand people usually has a single main town and several smaller communities. A business in Perryton is likely to serve customers across the whole county and sometimes beyond. That is a different style of selling from a large city, with fewer one-time shoppers and more repeat customers, many on account.
It also means supply chains are long. Parts, stock and equipment come from larger centers, which is why owners often keep more on hand than a city shop would.
| Business | Cost first | Cash later |
|---|---|---|
| Farm and equipment service | Parts, technicians, vehicles | Payment after the season or the job |
| Welding and fabrication | Steel, labor, shop costs | Invoices to local customers |
| Restaurants and shops in Perryton | Weekly stock and staff | Daily sales, uneven across the week |
Say a Perryton welding and fabrication shop takes on a large order for local farm customers: $35,000 of steel and four weeks of an additional worker. The customers pay after delivery, and some after harvest. These are round numbers that show timing and are not our terms or a typical result. The shop has to buy the steel and cover wages before the money arrives. Working capital can bridge that wait if the owner knows the customers will pay and the margin is solid.
Owners who can answer these in a few sentences usually have a clear request.
Open country and long roads mean that a single service call may take half a day, and wind, storms or winter weather can stop work entirely. Owners schedule around those risks, but they cannot avoid them. A day lost still costs wages, insurance and equipment payments. For that reason many local businesses keep spare parts, spare vehicles or extra cash, and weigh each against its price.
The owners who are most comfortable are usually the ones who know their own numbers: average daily revenue, average daily cost, and how many bad days in a row the business can absorb.
We fund $25,000 to $5,000,000, and funding can arrive in as little as 24 hours. The application takes about five minutes and uses a soft credit pull. We look at about three months of business bank statements, no tax returns are required, FICO 500+ is considered, and sole proprietors can apply. Start the application.
Yes. Perryton is the county seat of Ochiltree County.
No. The funding range is the same everywhere in Texas, and the request should reflect your own business needs.
Yes. Equipment, repair and supply firms apply, often because customers pay after the season.
About three months of business bank statements. No tax returns are required.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
