Corpus Christi wraps around Nueces and Corpus Christi bays. Marine services, port work and oilfield suppliers share a coast where the weather sets the schedule.
Apply Now →Corpus Christi is a coastal city in South Texas, the county seat and largest city of Nueces County, with portions extending into Aransas, Kleberg and San Patricio counties. Its 2020 census population was 317,863. Wikipedia places it 130 miles southeast of San Antonio and 208 miles southwest of Houston, and says its boundaries encompass Nueces Bay and Corpus Christi Bay. Robstown, Aransas Pass and Port Aransas are nearby.
Truckers pay for fuel and drivers the day a container moves and are paid weeks later. See drayage and logistics funding.
Boat repair and charter operators earn heavily in good-weather months and carry fixed costs through the rest. See marine and boat services funding.
Suppliers to oil and gas work can see revenue swing with activity and invoice payment times. See oilfield services funding.
Restoration contractors are busiest after the worst weather, often buying equipment and hiring crews ahead of insurance payments. See storm recovery and restoration funding.
The Atlantic hurricane season runs from June 1 to November 30. A coastal business has to decide, before the season, how much cash to hold back and what to do if the doors close for several days. A merchant cash advance is generally described as money received up front and repaid from future sales; in a storm year, the important question is how repayment behaves through an interruption. Ask any funder in writing.
A practical rule many coastal owners follow is to know, in dollars, how many days of fixed costs they can cover with no sales at all. Count rent, payroll, insurance, utilities and loan payments. For illustration only, if those add up to $3,000 a day and you hold ten days of cash, you have $30,000 of cushion. Any funding you consider should be sized and structured with that number in mind, because the days after a storm are exactly when money in the bank matters most.
Marine and port businesses can add a second number: how long a typical customer takes to pay. The longer the wait, the larger the cushion needs to be.
Requests run from $25,000 to $5,000,000, with funding in as little as 24 hours once the application is complete. The application takes about five minutes, uses a soft credit pull and is open to sole proprietors. Apply here.
You can also compare working capital, equipment financing, lines of credit, term loans and same-day funding.
Port, marine, oilfield-supply and storm-recovery owners often face payments that arrive after costs, which is why they look at advances.
It makes repayment behavior during a closure the key question.
Yes. Parts of the city extend into Aransas, Kleberg and San Patricio counties.
Yes.
Soft.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
