Staff and rent are due this month; insurance pays later. League City practices can apply for $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →A medical, dental, therapy or specialty practice delivers care on the day of the visit. Payment usually follows after a claim is submitted, reviewed and processed by an insurer, and then comes back, sometimes in part. That delay is the reimbursement lag. A practice in League City, a city of 114,392 people at the 2020 census and part of the Greater Houston area, faces it the same way as anywhere else in Texas, and it affects every month of cash flow.
The costs on the other side of the ledger do not lag. Clinical and front-desk staff are paid on schedule, the lease is due on the first, and supplies and software renew on their own calendar.
The longer steps 3 and 4 run, the more of your own cash is tied up in claims. A practice with steady visits can still feel short on cash because so much of its revenue is in transit.
If a payer is slow or denies a batch of claims for rework, payroll still has to be met on time.
An exam chair, imaging device, sterilizer or software upgrade is a purchase that often has to be made ahead of the revenue it supports. See equipment financing for that route.
A new provider or hygienist needs weeks of onboarding and a built-up schedule before costs are earned back.
Rent, build-out and credentialing arrive well before patient volume does.
We do not set reimbursement rates or advise on billing. Compliance, coding and payer contracts are your practice's domain, and a billing specialist is the right person for denial management. What working capital can do is keep the practice open and paid while those processes finish. It does not fix underlying denials or low collections, and an owner who is borrowing every quarter to cover the same shortfall should look at the cause.
The application takes about five minutes and uses a soft credit pull. Sole proprietors, including solo practitioners, can apply, and funding can arrive in as little as 24 hours after approval. See working capital or the League City hub, then apply here.
It is the time between providing care and receiving payment from an insurer, usually because claims are submitted, reviewed and processed first.
Yes. Sole proprietors can apply.
Yes. Equipment purchases are among the common uses for practices.
No. It can cover costs while claims are reworked, but the underlying billing issue needs its own fix.
From $25,000 to $5,000,000, ideally matched to a specific need such as a payroll gap or equipment purchase.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
