Trucks, fuel and drivers cost money every day a container waits or an invoice ages. Local and regional Houston drayage firms can apply in five minutes.
Apply Now →This page is for local and regional drayage and logistics operators, the short-haul work of moving containers and freight between the port area, rail ramps, warehouses and customers. It is not for long-haul trucking, and funding decisions are made case by case.
Houston is on the Gulf Coast near Galveston Bay and is the most populous city in Texas, with 2.3 million people at the 2020 census. A firm hauling around the metro works inside a region of 7.8 million residents, which means constant demand and constant competition.
| Cost | How it behaves |
|---|---|
| Fuel | Paid at the pump or on a card, long before the customer pays |
| Driver pay | Weekly, whether the load was delivered quickly or sat in a queue |
| Truck maintenance and tires | Frequent and unpredictable in stop-and-go work |
| Insurance | Large fixed cost spread across every truck |
Delays at terminals mean trucks sit with the driver on the clock. The company pays for waiting even though it was not the one waiting by choice.
Customers often pay on net terms. A logistics company that invoices at the end of a week and is paid in several more weeks is financing its customers. When a firm has a few large customers, one slow payer can change the month.
Illustration, with invented numbers and no relation to our terms: a four-truck operator bills $80,000 in a month, spends $55,000 on fuel, driver pay and maintenance, and does not receive the payments for a few weeks. The business is profitable on paper and short on cash in practice.
The gap gets worse in a heavy month. More loads mean more fuel and more driver hours paid up front, and the invoices for those loads sit in the same slow payment queue. A firm that grows without cash behind it can feel the strain more than a firm that stays the same size. That is the situation working capital is built for: it covers the operating costs of the extra loads until the customers pay for them.
Other options include term loans, merchant cash advances and same-day funding. Houston industries nearby: oilfield services, medical practices and storm restoration. For the area, see Greater Houston and Harris County. The application takes five minutes and uses a soft credit pull.
No. This page is for local and regional drayage and logistics firms.
Working capital can cover operating costs such as fuel and pay. Amounts run from $25,000 to $5,000,000.
Sole proprietors can apply.
Funding does not shorten the wait, but it can keep payroll on schedule while trucks are delayed.
In as little as 24 hours after you finish the application.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
