This is Houston County in East Texas, with Crockett as its seat, not the city of Houston. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Search results mix this county with the big city, so the first thing to say is that Houston County is a separate place. Its seat is Crockett. The county had 22,066 residents at the 2020 census and covers about 1,231 square miles of East Texas, within the Piney Woods region. The city of Houston is a different jurisdiction on the Gulf Coast side of the state.
Crockett is described as the fifth-oldest city in Texas, and Houston County as the oldest county in the state. Old towns usually have a lot of long-running family businesses, and many of them are owned outright with no outside investors.
With about 22,000 people spread across 1,231 square miles, the county has few dense retail corridors. Grapeland, Lovelady, Kennard and Latexo each have a modest main street. Owners drive to see customers and suppliers, so vehicle and fuel costs matter more than rent.
Much of the Piney Woods is forested, so many trades in this part of East Texas involve land: clearing, hauling, fencing, equipment repair, building. These jobs tend to be bid project by project, which makes revenue lumpy. A month with two completed jobs and a month with none can look nothing alike on a bank statement.
The common uses are straightforward: replacing a truck or machine, stocking up before a busy stretch, bridging a long wait for payment from a customer, or adding a second crew. Funding runs from $25,000 to $5,000,000, the application takes about five minutes with a soft credit pull, and funds can reach you in as little as 24 hours if approved.
Take an illustrative example, not our terms and not a typical result. A fencing and land-clearing contractor in the Crockett area has one skid steer, one dump truck and three workers. A larger customer offers a season of work, but taking it requires a second machine at roughly $55,000, plus two more workers for the first month. The contract pays monthly. Without outside money, the owner has to pass on the work or stretch suppliers.
With working capital, the owner buys the machine, covers the extra payroll, and keeps the first month of wages from straining the account. The question is not whether the job is profitable at the end; it is whether the owner can carry the costs until the customer pays.
In the smaller communities, such as Grapeland and Lovelady, reputation matters more than advertising. A single missed delivery or a bounced payment to a supplier can spread quickly. That makes cash discipline a competitive point: owners who can pay suppliers on time often get better terms and first access to stock.
Corporations, LLCs, partnerships and sole proprietors can all apply. If you work under your own name, you can apply.
No. It covers Houston County, Texas, whose county seat is Crockett.
Compare whatever options you like. Ours is a five-minute online application with a soft credit pull, and funding runs from $25,000 to $5,000,000.
Uneven income is typical for project-based trades. Explain your cycle in the application.
$25,000.
In as little as 24 hours once approved.
Yes.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
