Clinical equipment either supports the care you already deliver or lets you offer something new. The case for financing is different for each. Here is how to think it through.
Apply Now →Three reasons drive most equipment purchases in a healthcare practice. Replace: something has failed or is failing and care depends on it. Comply: a regulation, payer requirement or safety standard calls for an upgrade. Expand: a new service, in-house testing or an added provider.
The first two are about protecting the practice you have. The third is a bet on new revenue, and it needs its own case.
| Type | Examples | Test |
|---|---|---|
| Core clinical | Exam tables, vitals equipment, sterilizers | Will care stop without it? |
| Diagnostic | Ultrasound, X-ray, in-office lab devices | How many referrals would stay in-house? |
| Treatment | Therapy devices, procedure room equipment | How many patients, and are payers covering the service? |
| Technology | EHR hardware, workstations, telehealth setups | Does it reduce billing or admin time? |
Before buying equipment for a new service, ask whether the payers you work with cover it and at what level. A device that a practice can run but few payers reimburse is a harder purchase to justify than one that supports services already paid well. Confirm this with your billing staff or the payers directly, not from a sales brochure. The vendor's projections are a starting point, not a plan.
Also think about who will operate the equipment and read its results. A diagnostic device is only valuable if a trained team member is available during the hours patients come in, and if the results flow into the record and the claim without extra manual work. A purchase that adds steps for staff can cost more in time than it earns.
We fund $25,000 to $5,000,000, funded in as little as 24 hours, with a 5-minute application and a soft credit pull. Sole proprietors can apply. Apply with a quote from the seller that shows the installed total.
For illustration only, an in-office diagnostic that keeps a number of patients from being sent elsewhere each month can be compared with its monthly cost. These figures are invented to show the method and are not our terms. Ask how funding is secured and the total repayment, and size the request to a cautious estimate of how often the equipment will be used.
To replace failing equipment, to comply with a requirement, or to expand services.
Yes. If few payers reimburse the service, the case for the purchase is weaker.
Often they are separate and ongoing. Ask for the full yearly cost.
Yes. Sole proprietors can apply. The application takes about 5 minutes with a soft credit pull.
Our range starts at $25,000. Smaller equipment may fit a vendor payment plan or cash.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
