Between Austin and San Antonio, in the county where the Texas Revolution began. Working capital for the shops, farms and service firms of Gonzales County.
Apply Now →Gonzales County was created in 1836, organized the following year, and named for its county seat, the city of Gonzales. In 1835 a six-pound cannon, a barricade and a banner reading "Come and Take It" turned the Battle of Gonzales into the first shots of the Texas Revolution, and the town still commemorates it every year with the Come and Take It Festival. The county lies next to the Greater Austin and San Antonio areas, and the 2020 census counted 19,653 residents across about 1,068 square miles.
That heritage is a small business story as much as a historical one. A festival weekend, a state park and a downtown of old buildings bring in visitors who spend money at restaurants, gas stations, motels and shops, then leave until next year.
A business that depends partly on a yearly crowd has two kinds of revenue: the steady everyday trade, and the lump around the event. The first pays rent and payroll. The second is where you either stock up ahead of time or watch a good weekend get wasted on empty shelves.
Palmetto State Park and the Gonzales Warm Springs Foundation, which opened in 1939 to treat polio, are both part of the county's record, and both point toward the same thing: a destination economy sitting beside a working-farm one.
Besides Gonzales, the county includes Nixon, Smiley and Waelder, and its school districts include Nixon-Smiley, Waelder, Shiner and Yoakum. Each town has its own handful of businesses: a feed store, a cafe, a mechanic, a hair salon, a contractor. They are the type of business where the owner is also the manager, the bookkeeper and often the person on the tools.
In towns this size the margin for error is thin, and the three most common surprises are a breakdown, a slow-paying customer and a delivery that arrives before the money does.
A new freezer or a replacement tractor is a one-time cost. A slow winter is a pattern that returns every year. They call for different amounts and a different repayment plan.
Name the thing: an order delivered, a reopened dining room, a harvest sold. If you cannot name it, narrow the request until you can.
Re-run the numbers with a thirty-day delay. If the plan still works, the amount is reasonable.
| Item | Timing |
|---|---|
| Franchise tax report | May 15, moving to the next business day if it falls on a weekend or holiday |
| Quarterly unemployment wage reports and taxes | Last day of the month after each quarter ends |
| Sales tax | Monthly or quarterly, as the Comptroller notifies you by letter |
Confirm your own dates with your accountant. These are the moments when a small county shop most often needs a short-term buffer.
The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and funds can arrive in as little as 24 hours. Apply now.
Seasonal and event-driven revenue is normal for many Texas businesses. Describe your pattern in the application.
Texas businesses across agriculture and farm supply can apply. Share what the funds are for and when you expect the money to return.
Any Texas business can apply regardless of which Gonzales County town it is in.
Match it to one specific gap, such as a repair, a purchase of inventory, or a payroll stretch. Funding runs from $25,000 to $5,000,000.
Yes. Sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
