Funding for Four Corners, TX Businesses

Four Corners, Texas: working capital for a fast-growing Houston-edge community

Four Corners is a Fort Bend County community inside Houston's extraterritorial jurisdiction. Apply in five minutes; funding can arrive in as little as 24 hours.

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A community that quadrupled

Four Corners is a census-designated place within Houston's extraterritorial jurisdiction, in Fort Bend County. It had 12,103 residents at the 2020 census, up from 2,954 at the 2000 census. Sugar Land, Missouri City, Rosenberg, Stafford, Fulshear, Richmond and Mission Bend are all in the wider area.

Growth like that creates demand for ordinary services: building trades, repairs, landscaping, food, small retail and delivery. It also creates a business environment where many owners started recently, are still building a customer base and are making their first big purchases.

Questions a young business should ask first

  1. How many months of fixed costs could I cover if sales stopped?
  2. Which customers pay on terms, and how long do they actually take?
  3. What purchase would let me take more work than I do now?
  4. What does a missed month of payroll cost me beyond the dollars?

Answering those honestly makes it easier to tell whether you need a timing bridge or a different plan.

Growth-stage cash needs

StageTypical costWhere cash gets thin
Starting outA vehicle, tools, insurance, first marketingBefore customers are consistent
HiringFirst employee or subcontractorWages before added revenue
ScalingA second vehicle or crewCosts up front, revenue spread over months
EstablishedEquipment replacement, seasonal stockPredictable but lumpy outflows

Illustration: adding a second crew

For illustration only, not our terms: a small remodeling-adjacent trade company, say a flooring or painting contractor, wants to add a second crew with a $25,000 vehicle and tools plus about six weeks of wages before jobs begin to pay. Whether that makes sense depends on whether there is more work waiting than one crew can handle.

If there is, the gap is a few weeks of cash. If there is not, the gap is a growth plan that has not been proved, and more capital would not fix it.

Growing without outrunning your cash

Fast growth is a good problem, and it is still a cash problem. Each new job costs money before it pays, so a business that doubles its work can briefly need nearly twice as much operating cash. Tracking the days between paying for a job and being paid for it, and multiplying by the jobs you want to run at once, gives a rough peak cash need to compare against what you have.

Apply from Four Corners

Texas Biz Funding provides $25,000 to $5,000,000, funded in as little as 24 hours. The application takes about five minutes with a soft credit pull, and sole proprietors can apply. See Fort Bend County and Greater Houston, or Apply in about five minutes.

Common Questions

Is Four Corners part of Houston?

It is a census-designated place within Houston's extraterritorial jurisdiction, in Fort Bend County.

Can a newer business apply?

Yes. Sole proprietors and growing firms apply regularly.

What can I use the funds for?

Vehicles, equipment, payroll, materials and inventory are common uses.

Does applying affect my credit score?

The application uses a soft credit pull.

How fast can funding arrive?

In as little as 24 hours.

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Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.

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