In a market this large, equipment decisions are competitive ones. The owner who can say what a machine earns, and what happens if it earns less, is the one who buys well.
Apply Now →Dallas-Fort Worth is the most populous metropolitan area in Texas, with more than 7.6 million residents in the metro area. Our grouping lists 20 counties, including Dallas, Tarrant, Collin, Denton, Ellis, Johnson and Parker. In a market of that size a business can grow by adding capacity: another truck, another crew, a second production line.
It can also overbuy. A machine that sits idle half the week is a monthly cost that no one pays for.
| Utilization | What it usually means |
|---|---|
| Under half of available hours | Capacity you may not need yet |
| Around two thirds | Room to grow |
| Consistently full | A second machine may pay for itself |
Check what your current machine does, not what you hope the new one will. If the current one is not busy, a second may not help.
Texas has a prompt payment statute under which overdue contract amounts accrue interest at one and one-half percent per month starting the day after the due date. It does not put cash in your account the day a payment is late, though. A contractor buying equipment should assume payments from customers will arrive late some of the time, and plan the monthly payment around the slower case.
Replacing a machine that is costing more in repairs than it would cost to replace.
Adding a second unit of something that is already busy.
Buying equipment for a service you do not yet sell. Here the revenue is a forecast, so test the demand first.
Not our terms or typical results. A DFW print and signage shop looks at a $90,000 wide-format machine. Its current machine runs nearly full and the owner turns away about $8,000 a month of work. Taking half of that adds $4,000 a month; payments and consumables might use most of it. The owner who sees that clearly may still buy, but with eyes open to the margin.
In a large market there are many dealers, which gives you room to compare. Use it, and write the answers down so you can compare like with like.
Funding runs from $25,000 to $5,000,000 and can be funded in as little as 24 hours once approved. The application takes about 5 minutes with a soft credit pull; sole proprietors can apply. Start now.
Check utilization on the first. If it runs full and you turn away work, a second may pay for itself.
It provides a legal remedy for late contract payments, not immediate cash. Ask an advisor how it applies to you.
Funding runs from $25,000 to $5,000,000.
Sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
