Work in the Eagle Ford comes in bursts and pays on someone else's schedule. If you run a shop, a truck or a diner that depends on field activity, this page is about bridging that wait.
Apply Now →The Eagle Ford is a Late Cretaceous rock formation that crosses much of Texas and is associated with petroleum deposits. For small businesses the formation matters less than what it brings: crews, trucks and equipment that need parts, fuel, meals, beds and repairs. We use the label "Eagle Ford Shale Region" for a loose set of counties that includes Karnes, Wilson, Gonzales, La Salle, McMullen, Atascosa, Frio, Dimmit, Webb, Zavala, Live Oak, Lavaca, DeWitt, Fayette, Burleson and Lee. It is a general grouping, and membership is approximate.
A shop with steady invoices still faces a stretch where it has paid for the whole job and not been paid for any of it. When two jobs overlap, that stretch doubles.
Field activity does not only feed service shops. The restaurants, hotels, convenience stores and small repair garages in nearby towns see sales rise and fall with crew presence. Their cash problem is different: they must staff and stock for activity that can slow without warning. A quiet month does not cut rent or payroll.
For illustration only, with round numbers that are not our terms. A two-truck hauler books enough work for a good month and needs $25,000 for fuel, a repaired trailer and a driver's pay. The customer's payment is six weeks out. The hauler either turns work away or finds working capital. If the added work earns more than the cost of the money, the decision is sound. If the margin is thin, run the numbers before borrowing.
Activity in an oil-driven region is not steady. A shop that borrows against a busy quarter and is hit by a slow one carries the repayment into a month with less revenue. Keep a cushion, and size what you take to the work already under contract, not the work you hope for.
Know the job, the amount the job needs, and the date the customer is expected to pay. That is the whole case for a bridge, and it is easier to judge than a general wish for more cash.
Funding runs from $25,000 to $5,000,000, and can be funded in as little as 24 hours once approved. The application takes about 5 minutes, and sole proprietors can apply. We do not publish terms here. If a signed job is waiting on materials, apply now.
A Late Cretaceous formation across much of Texas associated with petroleum deposits.
No. Restaurants, shops, garages and other local businesses can apply as well.
Wages and fuel go out weekly while customers often pay weeks after an invoice, so the shop funds the job in advance.
Size it to work already contracted. Work that is only expected can disappear, and repayment does not.
Yes, sole proprietors can apply.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
