Dumas is the Moore County seat, about 40 miles north of Amarillo on the Panhandle plains. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Dumas is a city and the county seat of Moore County, with 14,501 residents at the 2020 census. It sits about 40 miles north of Amarillo, and its main thoroughfare, Dumas Avenue, carries U.S. Highways 87 and 287. Moore County has 21,358 people across 900 square miles.
That distance matters to business. A shop or contractor in Dumas cannot count on a city next door for suppliers or customers, and goods and parts often come in by road. When something breaks or a delivery is late, the owner pays for it directly.
The angle here is farm, ranch and trade: the operations that work the land, the dealers and suppliers that serve them, and the small shops, repair services and restaurants that keep the town running. The common thread is that income tracks seasons and jobs, while payroll and parts track the calendar.
| Type of business | Spends first | Collects later | Funding question |
|---|---|---|---|
| Farm and ranch supply | Inventory, freight | Customers pay after harvest or sale | Can I carry stock until the season pays? |
| Equipment repair and welding | Parts, technician time | On completion, on terms | How do I cover wages while jobs are open? |
| Trade contractor | Materials, crew | Draws or final invoice | Can I take the next job before the last one pays? |
| Retail and food | Stock, staff | Daily receipts | How do I pad a slow stretch? |
Round numbers, not our terms: a repair and supply shop wants to bring in $45,000 of parts and stock for its busiest weeks. The shop pays the vendor in 30 days and expects to sell down the stock over about 60. That leaves a month where it is out the money.
The owner has three choices: buy less, stretch vendors, or use outside capital to cover that month. The third works only if the added sales more than cover the cost of the funding, so run that math before you apply.
Before you request anything, write down your slowest and busiest months and the weeks of lag between when you pay suppliers and when customers pay you. A business that sees most of its sales in a few months needs a different cushion than one with even sales. The record of the past two or three years is more reliable than a forecast, and it makes the conversation about funding more concrete.
Texas Biz Funding provides $25,000 to $5,000,000, funded in as little as 24 hours. The application takes about five minutes with a soft credit pull, and sole proprietors can apply. Explore Moore County or the Panhandle and South Plains page, or Apply in about five minutes.
It can. Long supply lines raise the cost of a delay, and many owners use working capital to keep stock and parts on hand.
Yes. Farm, ranch and trade businesses are the core of the local economy.
No. Mobile and home-based businesses and sole proprietors apply as well.
A soft credit pull.
$25,000 to $5,000,000.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
