Dickinson is a Galveston County city in the Houston area, close to the bay and the Gulf. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Dickinson is a city in Galveston County within the Houston metropolitan area, with 20,847 residents at the 2020 census. League City, Galveston, Texas City, Friendswood, La Marque, Santa Fe, Hitchcock and Kemah are close neighbors, and businesses here often serve port, marine and coastal customers.
The Atlantic hurricane season runs from June 1 to November 30, so for about half of every year a coastal business plans around the possibility of a storm. Even a storm that never makes landfall can interrupt work, change customer behavior and force an owner to spend on preparation.
| Phase | What happens to cash | Where funding can help |
|---|---|---|
| Before | Spending on supplies, securing equipment, reserve inventory | Buying ahead without draining the operating account |
| During | Closures mean payroll and rent continue with no revenue | Covering fixed costs while the doors are shut |
| After | Repairs, insurance claims, delayed customers | Bridging the time before claims and customers return |
Some coastal property owners buy windstorm and hail coverage through TWIA, a not-for-profit insurer for people who cannot get it in the regular market. Claims take time, and operating costs do not wait.
A boat repair yard, a marine supply shop, a bait-and-tackle store, a coastal restaurant and a hauling company all share the same weather but have different bills.
For illustration only, not our terms or a typical outcome: a marine service company has $18,000 in weekly payroll and fixed costs. A storm closes the yard for a week and delays two jobs that were about to be billed. The gap is the week of costs plus the repair work afterward.
An owner who plans for that gap before hurricane season, rather than after, has more options. Working capital can be part of that plan, along with insurance and a reserve.
Writing the answers down turns a vague worry into a number, and that number is the starting point for sizing any request.
Texas Biz Funding provides $25,000 to $5,000,000, funded in as little as 24 hours. The application takes about five minutes with a soft credit pull, and sole proprietors can apply. See Galveston County and Greater Houston, or Apply in about five minutes.
June 1 to November 30, according to the National Hurricane Center.
Many owners prefer to plan ahead, but timing is your decision. Funding can arrive in as little as 24 hours once approved.
A not-for-profit insurer of windstorm and hail coverage for property owners who cannot get it in the regular market.
Yes.
Payroll, repairs, inventory and equipment are common uses.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
