DeWitt County grew up around cattle, railroads and the turkey sheds of Cuero. Working capital for the shops and farms that still run on seasons: five-minute application.
Apply Now →DeWitt County was founded in 1846 and named for Green DeWitt, who led an early colony in Texas. Cuero is the county seat, and the 2020 census counted 19,824 residents across about 909 square miles. That is a lot of open ground per person, and the businesses here are built to match: feed and farm supply, trucking and repair, small manufacturing, restaurants, and the service shops that keep a dozen small towns running.
The county's own history reads like a list of cash-flow lessons. The first cattle drive on the Chisholm Trail started from a spot near present-day Cuero in April 1866, and when railroads arrived they ended the drives. Three separate rail lines later came through the county. Businesses here have been through the pattern of a big customer changing its route before.
Cuero calls itself the "Turkey Capital of the World," and large-scale turkey growing began there in 1908. Any poultry operation, and every supplier around it, lives with a long production cycle: feed, housing, labor and equipment are paid for months before the birds are sold. The money comes in lumps, and it comes at the end.
The same shape appears in the rest of the local economy, even where nobody raises a bird. A cattle operation buys hay, vet care and fencing all year and sells at a few moments. A welding shop that builds trailers for ranchers pays for steel on delivery and gets paid when the trailer is hauled away. In each case, the owner is the bank for the stretch between spending and selling.
Working capital is most useful when it is sized to one of these steps, rather than to an optimistic guess about next year.
| Business | The gap | What the money could cover |
|---|---|---|
| Farm and feed supply | Inventory is bought months ahead of customer payments | Stock, a delivery truck, a seasonal hire |
| Repair and fabrication shop | Parts and steel are paid on delivery, invoices wait | A lift, a welder, material for a large order |
| Restaurants in Cuero and Yoakum | Payroll and food costs arrive weekly, sales swing with events | A cooler, a patio, a slow-month buffer |
| Independent trucking and hauling | Fuel and repairs now, broker or shipper pays later | A repair bill, tires, a replacement trailer |
Picture a fabrication shop that lands an order for several livestock trailers. It needs steel, axles and extra labor for six weeks, and the buyer pays when the units are delivered. For illustration only, say the materials and payroll come to $60,000 before a single dollar comes back. These numbers are invented to show the timing, not terms we offer or results to expect. Without working capital, the shop either declines the order or strips cash from the next one.
That is the type of decision the application is built for: a specific job, a specific gap, and a plan for what pays it back.
The application takes about five minutes and uses a soft credit pull. Sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and funds can arrive in as little as 24 hours. Start your application from the shop floor or the feed store counter.
Any Texas business can apply. The application does not depend on which town in DeWitt County you are in.
Texas businesses across agriculture and farm supply can apply. Describe what the funds are for and when you expect the money to come back.
It helps if it does. A repair, a vehicle, an inventory buy and a payroll gap each call for a different amount, so sizing the request to one of them keeps it focused.
Yes. Sole proprietors can apply.
Funding can arrive in as little as 24 hours.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
