Dental equipment is expensive and long-lived, and some of it opens new services while some only replaces what wore out. Here is how to tell which is which.
Apply Now →Practices buy equipment to replace something worn out, or to add a service. Replacement protects the revenue you already have. Adding a service creates new revenue you must go and win. The same dollar figure can be a safe purchase in one case and a risk in the other.
The test is: if I do not buy this, what happens? If the answer is that a chair goes down or a sterilizer fails and patients are turned away, buy it. If the answer is that I miss out on a service I might sell, build a case first.
| Equipment | Purpose | Question first |
|---|---|---|
| Operatory chair and delivery unit | Capacity, comfort | Do I have patient demand for another room? |
| Digital imaging, panoramic or 3D | Diagnostics, referrals in-house | How many cases would I stop referring out? |
| Sterilization equipment | Compliance and throughput | Is the current unit a bottleneck? |
| Intraoral scanner or milling unit | Faster restorations, fewer lab trips | How many units a month, and are there software fees? |
| Practice software and hardware | Scheduling, billing, records | Is it integrated with what I already use? |
Two bigger situations come up often. One is buying an existing practice, where equipment is part of what you acquire. Have its condition assessed: an older chair and imaging system may need replacing within a few years, and that cost belongs in your plan. The other is a new build-out, where chairs, plumbing, cabinetry and equipment all arrive before the first patient. In that case you need working capital as well, since a new office takes time to fill its schedule.
We fund $25,000 to $5,000,000, funded in as little as 24 hours, with a 5-minute application and a soft credit pull. Sole proprietors can apply. Apply when you have a quote from the equipment seller.
For illustration only, a scanner that saves two lab trips a week might pay back differently from an imaging unit that keeps $2,000 a month of referrals in-house. Those numbers are made up to show the method and are not our terms. Ask how funding is secured, what total repayment looks like, and size the amount to the conservative case rather than the hoped-for one.
New usually offers warranty and support. Refurbished lowers the price but carries risk. Match the choice to how long the practice would be hurt by downtime.
Equipment is part of the purchase, so ask for an assessment of its condition and budget for replacement. Consider working capital for the early months.
Often they are separate and recurring. Ask the seller for the full yearly cost.
Yes. Sole proprietors can apply. The application takes about 5 minutes and uses a soft credit pull.
Our range starts at $25,000. Smaller purchases may fit a supplier payment plan or cash.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
