A truck near a seaport is only as productive as its queue time. This page covers local and regional drayage and what happens to cash when trucks wait.
Apply Now →Brownsville has a deep-water seaport and borders Matamoros, Tamaulipas, Mexico. Local and regional drayage moves freight between a port or yard and a nearby customer, warehouse or rail point. We cover local and regional drayage and logistics only, and we make no promise of funding for long-haul trucking.
The economics turn on trips per day. A driver who makes three trips instead of two earns half again as much from the same truck. Queue time, equipment trouble and slow paperwork all take trips away.
| Trips per day | Weekly billings (example) | Fixed costs per week (example) |
|---|---|---|
| 2 | $3,000 | $1,300 |
| 3 | $4,500 | $1,300 |
| 4 | $6,000 | $1,300 |
The figures are invented for illustration. The point is that fixed costs for payments and insurance do not change, so each added trip falls largely to the margin, and each lost trip comes straight out of it.
The first four are out of the account before the fifth comes in.
A truck that earns $4,500 a week goes down for a week with a $6,500 repair. The operator loses the week's billings, pays the repair, and still owes the truck payment and insurance. If the shop has no cushion, that single event could leave it unable to make payroll the following week. A short, well-sized bridge that returns the truck to work quickly can be worth more than its cost, provided it is sized to the repair and the lost week and not to a bigger number. These figures are illustrative only and not our terms.
Funding runs from $25,000 to $5,000,000, with funds possible in as little as 24 hours after approval. The application takes about five minutes with a soft credit pull, and sole proprietors can apply, including owner-operators. See equipment financing for trucks and trailers, working capital for fuel and payroll, and fast funding for urgent repairs. Neighbors in the chain are import-export traders and customs brokers and freight forwarders.
Keep records of trips per day, queue time at pickups and days a truck sits idle. Those three numbers show whether the business has a utilization problem, a repair problem or a payment problem, and each needs a different fix. Money is the right answer to a payment gap or a one-time repair. It is the wrong answer to a route structure that produces too few trips, and a clear look at the data tells you which one you have.
Trips per day. Fixed costs stay the same, so each added trip adds margin and each lost trip removes it.
We make no promise of funding for long-haul trucking. This page is for local and regional drayage and logistics.
Yes. Sole proprietors can apply, with a five-minute application and a soft credit pull.
The repair cost plus the lost week of billings and fixed costs, with a small cushion.
In as little as 24 hours after approval, from $25,000 to $5,000,000.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
