A drayage truck earns when it moves a container, not while it waits. This page is about the hours, fuel and payment delays that make local and regional hauling a cash-flow business.
Apply Now →Beaumont is a Southeast Texas city on the Neches River, about 85 miles east of Houston, within the Beaumont-Port Arthur metropolitan area. Its early economy was built on lumber, farming and port industries. A local or regional drayage operator moves containers and freight over short distances between a port, rail ramp or yard and a customer. The trucks are paid for loads moved. Time spent waiting at a gate or for a container to be ready is time the driver is paid and the truck earns nothing.
We cover local and regional drayage and logistics only. Long-haul trucking has different economics and we make no promise of funding for it.
| Cost | Timing | Pressure point |
|---|---|---|
| Fuel | Every day | Paid at the pump, before the invoice goes out |
| Driver pay | Weekly | Paid whether or not the customer has paid |
| Tires, brakes, repairs | Unpredictable | A truck down is a truck not earning |
| Insurance and truck payments | Monthly | Fixed, regardless of load volume |
| Customer payment | Net terms after delivery | Often weeks later |
A small operator runs three trucks. Each averages $3,000 in billings per week, so $9,000 in total. Weekly costs are about $6,200 for fuel, driver pay and upkeep, plus $1,100 a week in insurance and truck payments. That leaves a margin of about $1,700 a week on paper. If customers pay at 45 days, the operator carries roughly six weeks of costs, or about $44,000, before cash comes back. One breakdown during that time widens the gap. These numbers are illustrative only and are not our terms.
A short wait is a good reason to borrow. A business that costs more to run than it earns is a different problem.
Funding runs from $25,000 to $5,000,000, with funds possible in as little as 24 hours after approval. The application takes about five minutes with a soft credit pull, and sole proprietors can apply, which includes owner-operators. For trucks and trailers see equipment financing. For fuel and payroll gaps see working capital or fast funding. Hurricane season runs June 1 to November 30 and can interrupt port and road operations, so see our related page on storm recovery businesses too.
Fuel and driver pay come due before customers pay, and waiting time earns nothing.
We do not promise funding for long-haul trucking. This page covers local and regional drayage and logistics.
Yes. Sole proprietors can apply, with a five-minute application and a soft credit pull.
June 1 to November 30, according to the National Hurricane Center.
In as little as 24 hours after approval, from $25,000 to $5,000,000.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score