Del Rio sits on the Rio Grande in southwestern Texas, where freight, border traffic and local shops share the same calendar. Apply in about five minutes.
Apply Now →Del Rio is the county seat of Val Verde County in southwestern Texas. The name is Spanish, Del Rio, "from the river," and the city is nicknamed the "Paris of the Rio Grande." The 2020 census counted 34,673 residents.
A river town on the border has a particular business mix: freight and logistics, warehousing, retail and food that depend on traffic from both sides of the line, and trades that serve the households in between.
| Business | The gap |
|---|---|
| Freight and logistics | Fuel, repairs and drivers are paid weekly while shippers pay on their own schedule |
| Warehouse or distribution | Rent and staffing are fixed; storage billing lags |
| Restaurant or shop near traffic | Stock and wages go out before the busy days arrive |
| Trade contractor | Materials are bought before the customer pays |
Add up what must be paid before the next real receipt: payroll, fuel, supplies, a repair. Then add the one cost you could not predict last time. That total, not the highest number you can imagine, is where to begin. If it falls under $25,000, the working capital range on this page may not fit; if it is higher, the application can handle requests up to $5,000,000.
Because Del Rio is a border city, businesses often serve two kinds of customers at once: people who live in the area and people moving through on trade or travel. The first group buys steadily; the second can be less predictable. A restaurant or retail shop that has built stock for a busy period can be left holding it if traffic slows.
For freight and trade businesses, delays that start outside your control, a schedule change at a shipper or a slow settlement, can still make your own bills late. This is another case where an owner ends up with a credit report that tells less than the full story.
If your business is in Del Rio, or you run a route that passes through, describe both the local and the cross-border side.
Short and specific works best: the amount, what it buys, the date it is needed and where the money to carry it comes from. For example, "replace a refrigerated trailer unit before the next hauling contract starts" is a clearer request than "need working capital." A clear request also makes it easier for you to decide whether the cost is worth it.
Funding runs from $25,000 to $5,000,000. The application takes about five minutes and starts with a soft credit pull; funding can arrive in as little as 24 hours. Sole proprietors can apply.
See the Del Rio funding page, the Val Verde County overview and the Laredo and the South Texas Border hub, or apply now.
Yes. Describe your customers and your payment cycle.
The application starts with a soft credit pull, and we do not publish a cutoff on this page.
Yes.
In as little as 24 hours.
This page does not set document requirements. The application takes about five minutes.
The Val Verde County overview does. Owners elsewhere in the county can apply the same way.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
