Andrews is a West Texas city in the Permian Basin, a few dozen miles from the New Mexico line. Apply in five minutes; funding can arrive in as little as 24 hours.
Apply Now →Andrews is a city and the county seat of Andrews County, in the Permian Basin of West Texas, about 30 miles east of New Mexico. The 2020 census counted 13,487 residents. The city was incorporated in 1937, and both the city and county are named for Richard Andrews, the first Texan soldier to die in the Texas Revolution.
The Permian Basin is the highest-producing oil field in the United States, which means a lot of local work comes from service, hauling, supply and repair. Cafes, motels and stores in a town like this live off the people those jobs bring in.
A field-service company pays its people every week. Its customers, usually larger operators, pay after paperwork, field tickets and approvals. In between, the owner is carrying wages, fuel, insurance and equipment costs.
Pickup trucks, trailers, pumps and tools wear quickly in rough conditions. When one fails, the repair cannot wait for a payment cycle. A supplier who stocks parts for the same crews also has to pay for inventory before it sells.
A growing stack of unpaid invoices looks good on a report and does nothing for the checking account.
| Cost | When it is paid | When the matching cash arrives |
|---|---|---|
| Crew wages | Every week | After the customer approves the job paperwork |
| Fuel and truck costs | As used | Bundled into the invoice, paid later |
| Parts for repairs | When ordered | Charged to customers on account |
| Insurance and yard costs | Monthly | Not tied to any single invoice |
These are descriptive, not terms of any funding we offer.
A practical rule for service businesses is to match the amount to the specific gap: the next several payrolls, a named equipment repair, or a stock purchase you can already tie to a customer order. Owners who stay close to a defined need tend to make clearer decisions than those who ask for the largest figure available.
If you work on oilfield jobs specifically, see our write-up for oilfield services in Andrews. For the surrounding area, the Andrews County page and the Permian Basin page are good next stops.
How many weeks of payroll could the business cover if its largest customer paused? Which piece of equipment is most likely to fail next, and what would it cost to replace? How long do your customers actually take to pay compared with the terms on the invoice? These three answers describe the business's real cash picture and give a sensible starting point for the amount, the use and the timing of any working-capital request.
Location does not decide eligibility. The application is about your business and its needs, and it is completed online in about five minutes.
Yes. Sole proprietors can apply, and small crews with one or two trucks have the same payroll and fuel timing as larger operators.
Working capital can cover payroll and fixed costs during a slow-paying stretch. Choose an amount that fits your actual gap.
Funding ranges from $25,000 to $5,000,000, and funds can arrive in as little as 24 hours after approval.
The same short form is used for every Texas business, whether in Andrews or in a large metro.
Three months of business bank statements and a 5-minute application. FICO 500+ considered. $25,000 to $5,000,000, funded in as little as 24 hours.
Apply Now →It takes about two minutes and it will not affect your credit score.
No obligation • No impact to your credit score
